Median home value: $296K (+5.2% YoY). Part of Albany-Schenectady-Troy, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$295,789
+5.2%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Valley Falls.
$59,158 on $295,789
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,993
P/I31.9%
Afford$260K
Gap-$36K
P&I $1,419Tax $424Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing