The median home in Valley Falls, New York is valued at $295,789, up 5.2% year over year. Valley Falls is part of the Albany-Schenectady-Troy, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Albany-Schenectady-Troy, NY stress score, crash risk, and 12-month forecast →
Home Value$295,789
+5.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Valley Falls.
$59,158 on $295,789
Stretch — 33.1% of income
Above 28% but manageable with cuts.
PITI$2,070
P/I33.1%
Afford$250K
Gap-$46K
P&I $1,496Tax $424Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Albany-Schenectady-Troy, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Albany-Schenectady-Troy, NY metro.
View Albany-Schenectady-Troy, NY metro →