City

VESTAL, NY

Binghamton, NY

Median home value: $239K (+3.7% YoY). Part of Binghamton, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Binghamton, NY metro page.

Home Value$239,320
+3.7%
AFFORDABILITY

Enter your income for Vestal.

$47,864 on $239,320
Affordable — 26.3% of income

Under the 28% guideline.

PITI$1,641
P/I26.3%
Afford$255K
Room+$16K
P&I $1,148Tax $343Ins $150
6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Vestal Housing Market | CrashWatch