The median home in Vestal, New York is valued at $239,320, up 3.7% year over year. Vestal is part of the Binghamton, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$239,320

+3.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$47,864 on $239,320

Example: $75,000 household income. Change it above to see your own.

Affordable27.2% of income

Under the 28% guideline.

PITI$1,703

P/I27.2%

Afford$246K

Room+$7K

P&I $1,210Tax $343Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Vestal with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Binghamton, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Binghamton, NY metro.

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Vestal, NY