The median home in Wappingers Falls, New York is valued at $474,266, up 4.7% year over year. Typical monthly rent is $2,627, producing a price-to-rent ratio of 15x — below the national average of 18x. Wappingers Falls is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Poughkeepsie-Newburgh-Middletown, NY stress score, crash risk, and 12-month forecast →

Home Value$474,266

+4.7%

Rent$2,627/mo

AFFORDABILITY

Enter your income for Wappingers Falls.

Income (annual)

Down Payment

$94,853 on $474,266

Out of reach — 51.6% of income

Need $138,343/yr to afford.

PITI$3,228

P/I51.6%

Afford$257K

Gap-$217K

P&I $2,398Tax $680Ins $150

Renting $601/mo cheaper ($2,627 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Wappingers Falls with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro →

WAPPINGERS FALLS, NY