The median home in Warwick, New York is valued at $551,303, up 3.6% year over year. Typical monthly rent is $2,350, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Warwick is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$551,303

+3.6%

Rent$2,350/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$110,261 on $551,303

Example: $75,000 household income. Change it above to see your own.

Out of reach59.6% of income

Need $159,771/yr to afford.

PITI$3,728

P/I59.6%

Afford$259K

Gap-$293K

P&I $2,788Tax $790Ins $150

Renting $1,378/mo cheaper ($2,350 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Warwick with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Poughkeepsie-Newburgh-Middletown, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.

View Poughkeepsie-Newburgh-Middletown, NY metro

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Warwick, NY