The median home in Warwick, New York is valued at $551,303, up 3.6% year over year. Typical monthly rent is $2,350, producing a price-to-rent ratio of 19.5x — near the national average of 18x. Warwick is part of the Poughkeepsie-Newburgh-Middletown, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$551,303
+3.6%
Rent$2,350/mo
AFFORDABILITYRenting $1,378/mo cheaper ($2,350 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Warwick.
$110,261 on $551,303
Out of reach — 59.6% of income
Need $159,771/yr to afford.
PITI$3,728
P/I59.6%
Afford$259K
Gap-$293K
P&I $2,788Tax $790Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in New York
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Full Poughkeepsie-Newburgh-Middletown, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Poughkeepsie-Newburgh-Middletown, NY metro.
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