The median home in Waterloo, New York is valued at $174,126, up 1.9% year over year. Waterloo is part of the Seneca Falls, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Seneca Falls, NY stress score, crash risk, and 12-month forecast →

Home Value$174,126

+1.9%

AFFORDABILITY

Enter your income for Waterloo.

Income (annual)

Down Payment

$34,825 on $174,126

Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,280

P/I20.5%

Afford$238K

Room+$64K

P&I $880Tax $250Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Waterloo with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full Seneca Falls, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Seneca Falls, NY metro.

View Seneca Falls, NY metro →

WATERLOO, NY