City

WATERTOWN, NY

Watertown-Fort Drum, NY

Median home value: $189K (-0.2% YoY). Rent: $1,373/mo. Price-to-rent: 11.5x. Part of Watertown-Fort Drum, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Watertown-Fort Drum, NY metro page.

Home Value$188,797
-0.2%
Rent$1,373/mo
AFFORDABILITY

Enter your income for Watertown.

$37,759 on $188,797
Affordable — 21.2% of income

Under the 28% guideline.

PITI$1,326
P/I21.2%
Afford$249K
Room+$60K
P&I $906Tax $271Ins $150
Buying $47/mo cheaper ($1,373 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Watertown Housing Market | CrashWatch