Median home value: $210K (+9.3% YoY). Part of Utica-Rome, NY.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.
Home Value$209,831
+9.3%
AFFORDABILITY6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Waterville.
$41,966 on $209,831
Affordable — 23.3% of income
Under the 28% guideline.
PITI$1,457
P/I23.3%
Afford$252K
Room+$42K
P&I $1,006Tax $301Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing