Median home value: $299K (+2.6% YoY). Rent: $1,455/mo. Price-to-rent: 17.1x. Part of Albany-Schenectady-Troy, NY.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Albany-Schenectady-Troy, NY metro page.
Home Value$299,422
+2.6%
Rent$1,455/mo
AFFORDABILITYRenting $560/mo cheaper ($1,455 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Watervliet.
$59,884 on $299,422
Stretch — 32.2% of income
Above 28% but manageable with cuts.
PITI$2,015
P/I32.2%
Afford$260K
Gap-$39K
P&I $1,436Tax $429Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing