The median home in Westhampton Beach, New York is valued at $1,567,014, up 4.6% year over year. Typical monthly rent is $50,000, producing a price-to-rent ratio of 2.6x — below the national average of 18x. Westhampton Beach is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: New York-Newark-Jersey City, NY-NJ-PA stress score, crash risk, and 12-month forecast →

Home Value$1,567,014

+4.6%

Rent$50,000/mo

AFFORDABILITY

Enter your income for Westhampton Beach.

Income (annual)

Down Payment

$313,403 on $1,567,014

Out of reach — 165.1% of income

Need $442,286/yr to afford.

PITI$10,320

P/I165.1%

Afford$266K

Gap-$1301K

P&I $7,924Tax $2,246Ins $150

Buying $39,680/mo cheaper ($50,000 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Westhampton Beach with other housing markets across New York.

Sagaponack$7210K Water Mill$4535K Bridgehampton$4439K Wainscott$3780K Sands Point$3176K Amagansett$2966K Old Westbury$2853K Quogue$2769K

Full New York-Newark-Jersey City, NY-NJ-PA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the New York-Newark-Jersey City, NY-NJ-PA metro.

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WESTHAMPTON BEACH, NY