The median home in Whitesboro, New York is valued at $248,410, up 7.5% year over year. Typical monthly rent is $1,500, producing a price-to-rent ratio of 13.8x — below the national average of 18x. Whitesboro is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$248,410

+7.5%

Rent$1,500/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Whitesboro.

Income (annual)

Down Payment

$49,682 on $248,410

Example: $75,000 household income. Change it above to see your own.

Stretch28.2% of income

Above 28% but manageable with cuts.

PITI$1,762

P/I28.2%

Afford$247K

Gap-$2K

P&I $1,256Tax $356Ins $150

Renting $262/mo cheaper ($1,500 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Whitesboro with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Utica-Rome, NY analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.

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Whitesboro, NY