The median home in Whitesboro, New York is valued at $248,410, up 7.5% year over year. Typical monthly rent is $1,500, producing a price-to-rent ratio of 13.8x — below the national average of 18x. Whitesboro is part of the Utica-Rome, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$248,410
+7.5%
Rent$1,500/mo
AFFORDABILITYRenting $262/mo cheaper ($1,500 rent)6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Enter your income for Whitesboro.
$49,682 on $248,410
Stretch — 28.2% of income
Above 28% but manageable with cuts.
PITI$1,762
P/I28.2%
Afford$247K
Gap-$2K
P&I $1,256Tax $356Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Utica-Rome, NY analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Utica-Rome, NY metro.
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