City

WHITESBORO, NY

Utica-Rome, NY

Median home value: $248K (+7.5% YoY). Rent: $1,500/mo. Price-to-rent: 13.8x. Part of Utica-Rome, NY.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Utica-Rome, NY metro page.

Home Value$248,410
+7.5%
Rent$1,500/mo
AFFORDABILITY

Enter your income for Whitesboro.

$49,682 on $248,410
Affordable — 27.2% of income

Under the 28% guideline.

PITI$1,698
P/I27.2%
Afford$256K
Room+$8K
P&I $1,191Tax $356Ins $150
Renting $198/mo cheaper ($1,500 rent)6.00% 30yr, 20% down, county tax + NY ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Whitesboro Housing Market | CrashWatch