The median home in Wolcott, New York is valued at $198,074, up 3.2% year over year. Wolcott is part of the Rochester, NY metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$198,074

+3.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Wolcott.

Income (annual)

Down Payment

$39,615 on $198,074

Example: $75,000 household income. Change it above to see your own.

Affordable23% of income

Under the 28% guideline.

PITI$1,435

P/I23%

Afford$242K

Room+$43K

P&I $1,002Tax $284Ins $150

6.50% 30yr, 20% down, county tax + NY ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in New York

Compare Wolcott with other housing markets across New York.

Sagaponack$7.21M Water Mill$4.54M Bridgehampton$4.44M Wainscott$3.78M Sands Point$3.18M Amagansett$2.97M Old Westbury$2.85M Quogue$2.77M

Full Rochester, NY analysis

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Wolcott, NY