The median home in Charlestown, Rhode Island is valued at $658,940, up 3.5% year over year. Charlestown is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$658,940

+3.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Charlestown.

Income (annual)

Down Payment

$131,788 on $658,940

Example: $75,000 household income. Change it above to see your own.

Out of reach70% of income

Need $187,586/yr to afford.

PITI$4,377

P/I70%

Afford$263K

Gap-$395K

P&I $3,332Tax $895Ins $150

6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Charlestown with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro

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Charlestown, RI