The median home in Cumberland, Rhode Island is valued at $503,444, up 3.0% year over year. Typical monthly rent is $2,072, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Cumberland is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$503,444
+3.0%
Rent$2,072/mo
AFFORDABILITYRenting $1,308/mo cheaper ($2,072 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for Cumberland.
$100,689 on $503,444
Out of reach — 54.1% of income
Need $144,857/yr to afford.
PITI$3,380
P/I54.1%
Afford$261K
Gap-$243K
P&I $2,546Tax $684Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Rhode Island
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Full Providence-Warwick, RI-MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.
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