The median home in Cumberland, Rhode Island is valued at $503,444, up 3.0% year over year. Typical monthly rent is $2,072, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Cumberland is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$503,444

+3.0%

Rent$2,072/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Cumberland.

Income (annual)

Down Payment

$100,689 on $503,444

Example: $75,000 household income. Change it above to see your own.

Out of reach54.1% of income

Need $144,857/yr to afford.

PITI$3,380

P/I54.1%

Afford$261K

Gap-$243K

P&I $2,546Tax $684Ins $150

Renting $1,308/mo cheaper ($2,072 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Cumberland with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Cumberland, RI