The median home in Lincoln, Rhode Island is valued at $524,501, up 2.1% year over year. Typical monthly rent is $1,999, producing a price-to-rent ratio of 21.9x — well above the national average of 18x. Lincoln is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$524,501

+2.1%

Rent$1,999/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$104,900 on $524,501

Example: $75,000 household income. Change it above to see your own.

Out of reach56.2% of income

Need $150,643/yr to afford.

PITI$3,515

P/I56.2%

Afford$261K

Gap-$263K

P&I $2,652Tax $712Ins $150

Renting $1,516/mo cheaper ($1,999 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Lincoln with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

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Lincoln, RI