The median home in North Smithfield, Rhode Island is valued at $498,486, up 1.7% year over year. Typical monthly rent is $2,158, producing a price-to-rent ratio of 19.2x — near the national average of 18x. North Smithfield is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$498,486
+1.7%
Rent$2,158/mo
AFFORDABILITYRenting $1,190/mo cheaper ($2,158 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for North Smithfield.
$99,697 on $498,486
Out of reach — 53.6% of income
Need $143,486/yr to afford.
PITI$3,348
P/I53.6%
Afford$261K
Gap-$238K
P&I $2,521Tax $677Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Rhode Island
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Full Providence-Warwick, RI-MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.
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