Median home value: $498K (+1.7% YoY). Rent: $2,158/mo. Price-to-rent: 19.2x. Part of Providence-Warwick, RI-MA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Providence-Warwick, RI-MA metro page.
Home Value$498,486
+1.7%
Rent$2,158/mo
AFFORDABILITYRenting $1,060/mo cheaper ($2,158 rent)6.00% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for North Smithfield.
$99,697 on $498,486
Out of reach — 51.5% of income
Need $137,914/yr to afford.
PITI$3,218
P/I51.5%
Afford$271K
Gap-$227K
P&I $2,391Tax $677Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing