The median home in North Smithfield, Rhode Island is valued at $498,486, up 1.7% year over year. Typical monthly rent is $2,158, producing a price-to-rent ratio of 19.2x — near the national average of 18x. North Smithfield is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$498,486

+1.7%

Rent$2,158/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$99,697 on $498,486

Example: $75,000 household income. Change it above to see your own.

Out of reach53.6% of income

Need $143,486/yr to afford.

PITI$3,348

P/I53.6%

Afford$261K

Gap-$238K

P&I $2,521Tax $677Ins $150

Renting $1,190/mo cheaper ($2,158 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare North Smithfield with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

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North Smithfield, RI