The median home in Portsmouth, Rhode Island is valued at $650,455, up 3.7% year over year. Typical monthly rent is $2,558, producing a price-to-rent ratio of 21.2x — well above the national average of 18x. Portsmouth is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$650,455

+3.7%

Rent$2,558/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$130,091 on $650,455

Example: $75,000 household income. Change it above to see your own.

Out of reach69.2% of income

Need $185,271/yr to afford.

PITI$4,323

P/I69.2%

Afford$263K

Gap-$387K

P&I $3,289Tax $884Ins $150

Renting $1,765/mo cheaper ($2,558 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Portsmouth with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

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Portsmouth, RI