The median home in Portsmouth, Rhode Island is valued at $650,455, up 3.7% year over year. Typical monthly rent is $2,558, producing a price-to-rent ratio of 21.2x — well above the national average of 18x. Portsmouth is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$650,455
+3.7%
Rent$2,558/mo
AFFORDABILITYRenting $1,765/mo cheaper ($2,558 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for Portsmouth.
$130,091 on $650,455
Out of reach — 69.2% of income
Need $185,271/yr to afford.
PITI$4,323
P/I69.2%
Afford$263K
Gap-$387K
P&I $3,289Tax $884Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Rhode Island
Compare Portsmouth with other housing markets across Rhode Island.
Full Providence-Warwick, RI-MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.
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