The median home in Westerly, Rhode Island is valued at $599,770, up 6.5% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 23.7x — well above the national average of 18x. Westerly is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$599,770
+6.5%
Rent$2,112/mo
AFFORDABILITYRenting $1,885/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for Westerly.
$119,954 on $599,770
Out of reach — 64% of income
Need $171,300/yr to afford.
PITI$3,997
P/I64%
Afford$263K
Gap-$337K
P&I $3,033Tax $815Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Rhode Island
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Full Providence-Warwick, RI-MA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.
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