The median home in Westerly, Rhode Island is valued at $599,770, up 6.5% year over year. Typical monthly rent is $2,112, producing a price-to-rent ratio of 23.7x — well above the national average of 18x. Westerly is part of the Providence-Warwick, RI-MA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$599,770

+6.5%

Rent$2,112/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Westerly.

Income (annual)

Down Payment

$119,954 on $599,770

Example: $75,000 household income. Change it above to see your own.

Out of reach64% of income

Need $171,300/yr to afford.

PITI$3,997

P/I64%

Afford$263K

Gap-$337K

P&I $3,033Tax $815Ins $150

Renting $1,885/mo cheaper ($2,112 rent)6.50% 30yr, 20% down, county tax + RI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Rhode Island

Compare Westerly with other housing markets across Rhode Island.

New Shoreham$1.75M Jamestown$1.11M Little Compton$910K Newport$899K Narragansett$813K East Greenwich$768K Barrington$751K Middletown$724K

Full Providence-Warwick, RI-MA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Providence-Warwick, RI-MA metro.

View Providence-Warwick, RI-MA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Westerly, RI