Median home value: $600K (+6.5% YoY). Rent: $2,112/mo. Price-to-rent: 23.7x. Part of Providence-Warwick, RI-MA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Providence-Warwick, RI-MA metro page.
Home Value$599,770
+6.5%
Rent$2,112/mo
AFFORDABILITYRenting $1,729/mo cheaper ($2,112 rent)6.00% 30yr, 20% down, county tax + RI ins. 28% per HUD.
Enter your income for Westerly.
$119,954 on $599,770
Out of reach — 61.5% of income
Need $164,614/yr to afford.
PITI$3,841
P/I61.5%
Afford$273K
Gap-$327K
P&I $2,877Tax $815Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing