Median home value: $396K (+3.7% YoY). Rent: $1,890/mo. Price-to-rent: 17.5x. Part of Washington-Arlington-Alexandria, DC-VA-MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Washington-Arlington-Alexandria, DC-VA-MD-WV metro page.
Home Value$395,771
+3.7%
Rent$1,890/mo
AFFORDABILITYRenting $316/mo cheaper ($1,890 rent)6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Charles Town.
$79,154 on $395,771
Stretch — 35.3% of income
Above 28% but manageable with cuts.
PITI$2,206
P/I35.3%
Afford$314K
Gap-$82K
P&I $1,898Tax $191Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing