The median home in Shepherdstown, West Virginia is valued at $469,136, up 3.2% year over year. Shepherdstown is part of the Washington-Arlington-Alexandria, DC-VA-MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$469,136

+3.2%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$93,827 on $469,136

Example: $75,000 household income. Change it above to see your own.

Out of reach43.5% of income

Need $116,400/yr to afford.

PITI$2,716

P/I43.5%

Afford$302K

Gap-$167K

P&I $2,372Tax $227Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Shepherdstown with other housing markets across West Virginia.

Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Gerrardstown$332K Hedgesville$326K Davis$319K

Full Washington-Arlington-Alexandria, DC-VA-MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

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Shepherdstown, WV