City

SHEPHERDSTOWN, WV

Washington-Arlington-Alexandria, DC-VA-MD-WV

Median home value: $469K (+3.2% YoY). Part of Washington-Arlington-Alexandria, DC-VA-MD-WV.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Washington-Arlington-Alexandria, DC-VA-MD-WV metro page.

Home Value$469,136
+3.2%
AFFORDABILITY

Enter your income for Shepherdstown.

$93,827 on $469,136
Out of reach — 41.5% of income

Need $111,171/yr to afford.

PITI$2,594
P/I41.5%
Afford$316K
Gap-$153K
P&I $2,250Tax $227Ins $117
6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing