The median home in Gerrardstown, West Virginia is valued at $332,068, up 5.1% year over year. Gerrardstown is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Hagerstown-Martinsburg, MD-WV stress score, crash risk, and 12-month forecast →
Home Value$332,068
+5.1%
AFFORDABILITY6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Gerrardstown.
$66,414 on $332,068
Stretch — 31.3% of income
Above 28% but manageable with cuts.
PITI$1,956
P/I31.3%
Afford$297K
Gap-$35K
P&I $1,679Tax $160Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in West Virginia
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Full Hagerstown-Martinsburg, MD-WV analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.
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