The median home in Gerrardstown, West Virginia is valued at $332,068, up 5.1% year over year. Gerrardstown is part of the Hagerstown-Martinsburg, MD-WV metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$332,068

+5.1%

Prices rising — worse for buyers.

Affordability

Enter your income for Gerrardstown.

Income (annual)

Down Payment

$66,414 on $332,068

Example: $75,000 household income. Change it above to see your own.

Stretch31.3% of income

Above 28% but manageable with cuts.

PITI$1,956

P/I31.3%

Afford$297K

Gap-$35K

P&I $1,679Tax $160Ins $117

6.50% 30yr, 20% down, county tax + WV ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in West Virginia

Compare Gerrardstown with other housing markets across West Virginia.

Shepherdstown$469K Summit Point$446K Shenandoah Junction$440K Charles Town$396K Harpers Ferry$390K Kearneysville$376K Hedgesville$326K Davis$319K

Full Hagerstown-Martinsburg, MD-WV analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hagerstown-Martinsburg, MD-WV metro.

View Hagerstown-Martinsburg, MD-WV metro

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Gerrardstown, WV