Median home value: $332K (+5.1% YoY). Part of Hagerstown-Martinsburg, MD-WV.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hagerstown-Martinsburg, MD-WV metro page.
Home Value$332,068
+5.1%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WV ins. 28% per HUD.
Enter your income for Gerrardstown.
$66,414 on $332,068
Stretch — 29.9% of income
Above 28% but manageable with cuts.
PITI$1,870
P/I29.9%
Afford$311K
Gap-$21K
P&I $1,593Tax $160Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing