Median home value: $411K (-0.1% YoY). Rent: $1,669/mo. Price-to-rent: 20.5x. Part of Merced, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Merced, CA metro page.
Home Value$410,897
-0.1%
Rent$1,669/mo
AFFORDABILITYRenting $695/mo cheaper ($1,669 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Atwater.
$82,179 on $410,897
Out of reach — 37.8% of income
Need $101,314/yr to afford.
PITI$2,364
P/I37.8%
Afford$304K
Gap-$107K
P&I $1,971Tax $243Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing