The median home in Los Banos, California is valued at $455,353, down 3.2% year over year. Typical monthly rent is $2,237, producing a price-to-rent ratio of 17x — near the national average of 18x. Los Banos is part of the Merced, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Merced, CA stress score, crash risk, and 12-month forecast →
Home Value$455,353
-3.2%
Rent$2,237/mo
AFFORDABILITYRenting $485/mo cheaper ($2,237 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Los Banos.
$91,071 on $455,353
Out of reach — 43.6% of income
Need $116,657/yr to afford.
PITI$2,722
P/I43.6%
Afford$293K
Gap-$163K
P&I $2,303Tax $269Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Merced, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Merced, CA metro.
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