Median home value: $389K (-1.9% YoY). Rent: $1,799/mo. Price-to-rent: 18.0x. Part of Merced, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Merced, CA metro page.

Home Value$389,440

-1.9%

Rent$1,799/mo

AFFORDABILITY

Enter your income for Merced.

Income (annual)

Down Payment

$77,888 on $389,440

Stretch — 36% of income

Above 28% but manageable with cuts.

PITI$2,248

P/I36%

Afford$303K

Gap-$86K

P&I $1,868Tax $230Ins $150

Renting $449/mo cheaper ($1,799 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.

MERCED, CA