The median home in Haiku, Hawaii is valued at $1,281,521, down 2.4% year over year. Typical monthly rent is $4,195, producing a price-to-rent ratio of 25.5x — well above the national average of 18x. Haiku is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,281,521

-2.4%

Rent$4,195/mo

Prices falling — better for buyers.

Affordability

Enter your income for Haiku.

Income (annual)

Down Payment

$256,304 on $1,281,521

Example: $75,000 household income. Change it above to see your own.

Out of reach110.1% of income

Need $294,814/yr to afford.

PITI$6,879

P/I110.1%

Afford$326K

Gap-$956K

P&I $6,480Tax $299Ins $100

Renting $2,684/mo cheaper ($4,195 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Haiku with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro

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Haiku, HI