The median home in Haiku, Hawaii is valued at $1,281,521, down 2.4% year over year. Typical monthly rent is $4,195, producing a price-to-rent ratio of 25.5x — well above the national average of 18x. Haiku is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kahului-Wailuku-Lahaina, HI stress score, crash risk, and 12-month forecast →

Home Value$1,281,521

-2.4%

Rent$4,195/mo

AFFORDABILITY

Enter your income for Haiku.

Income (annual)

Down Payment

$256,304 on $1,281,521

Out of reach — 110.1% of income

Need $294,814/yr to afford.

PITI$6,879

P/I110.1%

Afford$326K

Gap-$956K

P&I $6,480Tax $299Ins $100

Renting $2,684/mo cheaper ($4,195 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Haiku with other housing markets across Hawaii.

Hanalei$3197K Puako$2153K Kilauea$1706K Haleiwa$1609K Kailua$1473K Princeville$1399K Kula$1306K Paia$1295K

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro →

HAIKU, HI