The median home in Puako, Hawaii is valued at $2,152,707, up 5.6% year over year. Puako is part of the Hilo, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,152,707

+5.6%

Prices rising — worse for buyers.

Affordability

Enter your income for Puako.

Income (annual)

Down Payment

$430,541 on $2,152,707

Example: $75,000 household income. Change it above to see your own.

Out of reach183.8% of income

Need $492,343/yr to afford.

PITI$11,488

P/I183.8%

Afford$328K

Gap-$1.82M

P&I $10,885Tax $502Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Puako with other housing markets across Hawaii.

Hanalei$3.2M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M Haiku$1.28M

Full Hilo, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilo, HI metro.

View Hilo, HI metro

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Puako, HI