The median home in Kula, Hawaii is valued at $1,305,626, down 0.7% year over year. Kula is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kahului-Wailuku-Lahaina, HI stress score, crash risk, and 12-month forecast →

Home Value$1,305,626

-0.7%

AFFORDABILITY

Enter your income for Kula.

Income (annual)

Down Payment

$261,125 on $1,305,626

Out of reach — 112.1% of income

Need $300,300/yr to afford.

PITI$7,007

P/I112.1%

Afford$326K

Gap-$980K

P&I $6,602Tax $305Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kula with other housing markets across Hawaii.

Hanalei$3197K Puako$2153K Kilauea$1706K Haleiwa$1609K Kailua$1473K Princeville$1399K Paia$1295K Haiku$1282K

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro →

KULA, HI