The median home in Kula, Hawaii is valued at $1,305,626, down 0.7% year over year. Kula is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,305,626

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for Kula.

Income (annual)

Down Payment

$261,125 on $1,305,626

Example: $75,000 household income. Change it above to see your own.

Out of reach112.1% of income

Need $300,300/yr to afford.

PITI$7,007

P/I112.1%

Afford$326K

Gap-$980K

P&I $6,602Tax $305Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kula with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Paia$1.29M Haiku$1.28M

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro

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Kula, HI