The median home in Paia, Hawaii is valued at $1,294,824, down 5.7% year over year. Paia is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kahului-Wailuku-Lahaina, HI stress score, crash risk, and 12-month forecast →

Home Value$1,294,824

-5.7%

AFFORDABILITY

Enter your income for Paia.

Income (annual)

Down Payment

$258,965 on $1,294,824

Out of reach — 111.2% of income

Need $297,814/yr to afford.

PITI$6,949

P/I111.2%

Afford$326K

Gap-$969K

P&I $6,547Tax $302Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Paia with other housing markets across Hawaii.

Hanalei$3197K Puako$2153K Kilauea$1706K Haleiwa$1609K Kailua$1473K Princeville$1399K Kula$1306K Haiku$1282K

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro →

PAIA, HI