The median home in Paia, Hawaii is valued at $1,294,824, down 5.7% year over year. Paia is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,294,824

-5.7%

Prices falling — better for buyers.

Affordability

Enter your income for Paia.

Income (annual)

Down Payment

$258,965 on $1,294,824

Example: $75,000 household income. Change it above to see your own.

Out of reach111.2% of income

Need $297,814/yr to afford.

PITI$6,949

P/I111.2%

Afford$326K

Gap-$969K

P&I $6,547Tax $302Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Paia with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Haiku$1.28M

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro

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Paia, HI