The median home in Hilo, Hawaii is valued at $531,457, up 0.7% year over year. Typical monthly rent is $1,851, producing a price-to-rent ratio of 23.9x — well above the national average of 18x. Hilo is part of the Hilo, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$531,457
+0.7%
Rent$1,851/mo
AFFORDABILITYRenting $1,060/mo cheaper ($1,851 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Hilo.
$106,291 on $531,457
Out of reach — 46.6% of income
Need $124,757/yr to afford.
PITI$2,911
P/I46.6%
Afford$319K
Gap-$212K
P&I $2,687Tax $124Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Hilo, HI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilo, HI metro.
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