The median home in Kailua Kona, Hawaii is valued at $873,844, down 3.2% year over year. Typical monthly rent is $2,917, producing a price-to-rent ratio of 25x — well above the national average of 18x. Kailua Kona is part of the Hilo, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$873,844

-3.2%

Rent$2,917/mo

Prices falling — better for buyers.

Affordability

Enter your income for Kailua Kona.

Income (annual)

Down Payment

$174,769 on $873,844

Example: $75,000 household income. Change it above to see your own.

Out of reach75.6% of income

Need $202,414/yr to afford.

PITI$4,723

P/I75.6%

Afford$324K

Gap-$550K

P&I $4,419Tax $204Ins $100

Renting $1,806/mo cheaper ($2,917 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kailua Kona with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Hilo, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilo, HI metro.

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Kailua Kona, HI