The median home in Kaneohe, Hawaii is valued at $1,059,958, down 1.8% year over year. Typical monthly rent is $3,065, producing a price-to-rent ratio of 28.8x — well above the national average of 18x. Kaneohe is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,059,958

-1.8%

Rent$3,065/mo

Prices falling — better for buyers.

Affordability

Enter your income for Kaneohe.

Income (annual)

Down Payment

$211,992 on $1,059,958

Example: $75,000 household income. Change it above to see your own.

Out of reach91.3% of income

Need $244,586/yr to afford.

PITI$5,707

P/I91.3%

Afford$325K

Gap-$735K

P&I $5,360Tax $247Ins $100

Renting $2,642/mo cheaper ($3,065 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kaneohe with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Urban Honolulu, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.

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Kaneohe, HI