The median home in Kapaa, Hawaii is valued at $931,066, down 0.7% year over year. Kapaa is part of the Kapaa, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$931,066

-0.7%

Prices falling — better for buyers.

Affordability

Enter your income for Kapaa.

Income (annual)

Down Payment

$186,213 on $931,066

Example: $75,000 household income. Change it above to see your own.

Out of reach80.4% of income

Need $215,357/yr to afford.

PITI$5,025

P/I80.4%

Afford$324K

Gap-$607K

P&I $4,708Tax $217Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kapaa with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Kapaa, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kapaa, HI metro.

View Kapaa, HI metro

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