City

KAPAA, HI

Kapaa, HI

Median home value: $931K (-0.7% YoY). Part of Kapaa, HI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Kapaa, HI metro page.

Home Value$931,066
-0.7%
AFFORDABILITY

Enter your income for Kapaa.

$186,213 on $931,066
Out of reach — 76.5% of income

Need $204,986/yr to afford.

PITI$4,783
P/I76.5%
Afford$341K
Gap-$590K
P&I $4,466Tax $217Ins $100
6.00% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Kapaa Housing Market | CrashWatch