City

KAPAAU, HI

Hilo, HI

Median home value: $598K (-4.9% YoY). Part of Hilo, HI.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Hilo, HI metro page.

Home Value$598,454
-4.9%
AFFORDABILITY

Enter your income for Kapaau.

$119,691 on $598,454
Out of reach — 49.8% of income

Need $133,286/yr to afford.

PITI$3,110
P/I49.8%
Afford$337K
Gap-$262K
P&I $2,870Tax $140Ins $100
6.00% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Kapaau Housing Market | CrashWatch