The median home in Kapolei, Hawaii is valued at $836,725, down 0.3% year over year. Typical monthly rent is $3,337, producing a price-to-rent ratio of 20.9x — well above the national average of 18x. Kapolei is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$836,725

-0.3%

Rent$3,337/mo

Prices falling — better for buyers.

Affordability

Enter your income for Kapolei.

Income (annual)

Down Payment

$167,345 on $836,725

Example: $75,000 household income. Change it above to see your own.

Out of reach72.4% of income

Need $193,971/yr to afford.

PITI$4,526

P/I72.4%

Afford$324K

Gap-$513K

P&I $4,231Tax $195Ins $100

Renting $1,189/mo cheaper ($3,337 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Kapolei with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Urban Honolulu, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.

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Kapolei, HI