The median home in Koloa, Hawaii is valued at $1,209,431, up 1.7% year over year. Koloa is part of the Kapaa, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kapaa, HI stress score, crash risk, and 12-month forecast →

Home Value$1,209,431

+1.7%

AFFORDABILITY

Enter your income for Koloa.

Income (annual)

Down Payment

$241,886 on $1,209,431

Out of reach — 104% of income

Need $278,486/yr to afford.

PITI$6,498

P/I104%

Afford$326K

Gap-$884K

P&I $6,116Tax $282Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Koloa with other housing markets across Hawaii.

Hanalei$3197K Puako$2153K Kilauea$1706K Haleiwa$1609K Kailua$1473K Princeville$1399K Kula$1306K Paia$1295K

Full Kapaa, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kapaa, HI metro.

View Kapaa, HI metro →

KOLOA, HI