The median home in Koloa, Hawaii is valued at $1,209,431, up 1.7% year over year. Koloa is part of the Kapaa, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,209,431

+1.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Koloa.

Income (annual)

Down Payment

$241,886 on $1,209,431

Example: $75,000 household income. Change it above to see your own.

Out of reach104% of income

Need $278,486/yr to afford.

PITI$6,498

P/I104%

Afford$326K

Gap-$884K

P&I $6,116Tax $282Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Koloa with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Kapaa, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kapaa, HI metro.

View Kapaa, HI metro

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Koloa, HI