The median home in Lahaina, Hawaii is valued at $976,893, down 11.2% year over year. Typical monthly rent is $4,079, producing a price-to-rent ratio of 20x — near the national average of 18x. Lahaina is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Kahului-Wailuku-Lahaina, HI stress score, crash risk, and 12-month forecast →

Home Value$976,893

-11.2%

Rent$4,079/mo

AFFORDABILITY

Enter your income for Lahaina.

Income (annual)

Down Payment

$195,379 on $976,893

Out of reach — 84.3% of income

Need $225,771/yr to afford.

PITI$5,268

P/I84.3%

Afford$325K

Gap-$652K

P&I $4,940Tax $228Ins $100

Renting $1,189/mo cheaper ($4,079 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Lahaina with other housing markets across Hawaii.

Hanalei$3197K Puako$2153K Kilauea$1706K Haleiwa$1609K Kailua$1473K Princeville$1399K Kula$1306K Paia$1295K

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro →

LAHAINA, HI