The median home in Makawao, Hawaii is valued at $1,098,994, down 2.3% year over year. Typical monthly rent is $3,481, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Makawao is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,098,994

-2.3%

Rent$3,481/mo

Prices falling — better for buyers.

Affordability

Enter your income for Makawao.

Income (annual)

Down Payment

$219,799 on $1,098,994

Example: $75,000 household income. Change it above to see your own.

Out of reach94.6% of income

Need $253,457/yr to afford.

PITI$5,914

P/I94.6%

Afford$325K

Gap-$774K

P&I $5,557Tax $256Ins $100

Renting $2,433/mo cheaper ($3,481 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Makawao with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Kahului-Wailuku-Lahaina, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.

View Kahului-Wailuku-Lahaina, HI metro

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Makawao, HI