The median home in Makawao, Hawaii is valued at $1,098,994, down 2.3% year over year. Typical monthly rent is $3,481, producing a price-to-rent ratio of 26.3x — well above the national average of 18x. Makawao is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,098,994
-2.3%
Rent$3,481/mo
AFFORDABILITYRenting $2,433/mo cheaper ($3,481 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Makawao.
$219,799 on $1,098,994
Out of reach — 94.6% of income
Need $253,457/yr to afford.
PITI$5,914
P/I94.6%
Afford$325K
Gap-$774K
P&I $5,557Tax $256Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Hawaii
Compare Makawao with other housing markets across Hawaii.
Full Kahului-Wailuku-Lahaina, HI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.
View Kahului-Wailuku-Lahaina, HI metro →