The median home in Pahala, Hawaii is valued at $278,835, down 13.6% year over year. Pahala is part of the Hilo, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$278,835

-13.6%

Prices falling — better for buyers.

Affordability

Enter your income for Pahala.

Income (annual)

Down Payment

$55,767 on $278,835

Example: $75,000 household income. Change it above to see your own.

Affordable25.2% of income

Under the 28% guideline.

PITI$1,575

P/I25.2%

Afford$310K

Room+$31K

P&I $1,410Tax $65Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Pahala with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Hilo, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilo, HI metro.

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Pahala, HI