The median home in Wahiawa, Hawaii is valued at $829,742, up 0.4% year over year. Typical monthly rent is $2,532, producing a price-to-rent ratio of 27.3x — well above the national average of 18x. Wahiawa is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$829,742

+0.4%

Rent$2,532/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Wahiawa.

Income (annual)

Down Payment

$165,948 on $829,742

Example: $75,000 household income. Change it above to see your own.

Out of reach71.8% of income

Need $192,386/yr to afford.

PITI$4,489

P/I71.8%

Afford$323K

Gap-$506K

P&I $4,196Tax $194Ins $100

Renting $1,957/mo cheaper ($2,532 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Wahiawa with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Urban Honolulu, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.

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Wahiawa, HI