Median home value: $990K (-1.1% YoY). Rent: $2,995/mo. Price-to-rent: 27.6x. Part of Urban Honolulu, HI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Urban Honolulu, HI metro page.
Home Value$990,224
-1.1%
Rent$2,995/mo
AFFORDABILITYRenting $2,086/mo cheaper ($2,995 rent)6.00% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Waialua.
$198,045 on $990,224
Out of reach — 81.3% of income
Need $217,757/yr to afford.
PITI$5,081
P/I81.3%
Afford$341K
Gap-$649K
P&I $4,750Tax $231Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing