The median home in Waianae, Hawaii is valued at $569,479, down 2.5% year over year. Typical monthly rent is $2,277, producing a price-to-rent ratio of 20.8x — well above the national average of 18x. Waianae is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$569,479
-2.5%
Rent$2,277/mo
AFFORDABILITYRenting $835/mo cheaper ($2,277 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Waianae.
$113,896 on $569,479
Out of reach — 49.8% of income
Need $133,371/yr to afford.
PITI$3,112
P/I49.8%
Afford$320K
Gap-$249K
P&I $2,880Tax $133Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Hawaii
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Full Urban Honolulu, HI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.
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