The median home in Waianae, Hawaii is valued at $569,479, down 2.5% year over year. Typical monthly rent is $2,277, producing a price-to-rent ratio of 20.8x — well above the national average of 18x. Waianae is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$569,479

-2.5%

Rent$2,277/mo

Prices falling — better for buyers.

Affordability

Enter your income for Waianae.

Income (annual)

Down Payment

$113,896 on $569,479

Example: $75,000 household income. Change it above to see your own.

Out of reach49.8% of income

Need $133,371/yr to afford.

PITI$3,112

P/I49.8%

Afford$320K

Gap-$249K

P&I $2,880Tax $133Ins $100

Renting $835/mo cheaper ($2,277 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Waianae with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Urban Honolulu, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.

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Waianae, HI