Median home value: $830K (-0.4% YoY). Rent: $3,800/mo. Price-to-rent: 18.2x. Part of Hilo, HI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Hilo, HI metro page.
Home Value$830,093
-0.4%
Rent$3,800/mo
AFFORDABILITYRenting $475/mo cheaper ($3,800 rent)6.00% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Waikoloa.
$166,019 on $830,093
Out of reach — 68.4% of income
Need $183,214/yr to afford.
PITI$4,275
P/I68.4%
Afford$340K
Gap-$490K
P&I $3,981Tax $194Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing