The median home in Waikoloa, Hawaii is valued at $830,093, down 0.4% year over year. Typical monthly rent is $3,800, producing a price-to-rent ratio of 18.2x — near the national average of 18x. Waikoloa is part of the Hilo, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$830,093
-0.4%
Rent$3,800/mo
AFFORDABILITYRenting $691/mo cheaper ($3,800 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Waikoloa.
$166,019 on $830,093
Out of reach — 71.9% of income
Need $192,471/yr to afford.
PITI$4,491
P/I71.9%
Afford$323K
Gap-$507K
P&I $4,197Tax $194Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Hawaii
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Full Hilo, HI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Hilo, HI metro.
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