The median home in Wailuku, Hawaii is valued at $911,468, down 5.2% year over year. Typical monthly rent is $2,810, producing a price-to-rent ratio of 27x — well above the national average of 18x. Wailuku is part of the Kahului-Wailuku-Lahaina, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$911,468
-5.2%
Rent$2,810/mo
AFFORDABILITYRenting $2,112/mo cheaper ($2,810 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Wailuku.
$182,294 on $911,468
Out of reach — 78.8% of income
Need $210,943/yr to afford.
PITI$4,922
P/I78.8%
Afford$324K
Gap-$587K
P&I $4,609Tax $213Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Hawaii
Compare Wailuku with other housing markets across Hawaii.
Full Kahului-Wailuku-Lahaina, HI analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kahului-Wailuku-Lahaina, HI metro.
View Kahului-Wailuku-Lahaina, HI metro →