The median home in Waimea, Hawaii is valued at $731,201, down 2.8% year over year. Waimea is part of the Kapaa, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$731,201

-2.8%

Prices falling — better for buyers.

Affordability

Enter your income for Waimea.

Income (annual)

Down Payment

$146,240 on $731,201

Example: $75,000 household income. Change it above to see your own.

Out of reach63.5% of income

Need $170,057/yr to afford.

PITI$3,968

P/I63.5%

Afford$322K

Gap-$409K

P&I $3,697Tax $171Ins $100

6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Waimea with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Kapaa, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kapaa, HI metro.

View Kapaa, HI metro

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Waimea, HI