Median home value: $854K (-0.7% YoY). Rent: $2,696/mo. Price-to-rent: 26.4x. Part of Urban Honolulu, HI.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Urban Honolulu, HI metro page.
Home Value$853,841
-0.7%
Rent$2,696/mo
AFFORDABILITYRenting $1,699/mo cheaper ($2,696 rent)6.00% 30yr, 20% down, county tax + HI ins. 28% per HUD.
Enter your income for Waipahu.
$170,768 on $853,841
Out of reach — 70.3% of income
Need $188,357/yr to afford.
PITI$4,395
P/I70.3%
Afford$340K
Gap-$514K
P&I $4,095Tax $199Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing