The median home in Waipahu, Hawaii is valued at $853,841, down 0.7% year over year. Typical monthly rent is $2,696, producing a price-to-rent ratio of 26.4x — well above the national average of 18x. Waipahu is part of the Urban Honolulu, HI metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$853,841

-0.7%

Rent$2,696/mo

Prices falling — better for buyers.

Affordability

Enter your income for Waipahu.

Income (annual)

Down Payment

$170,768 on $853,841

Example: $75,000 household income. Change it above to see your own.

Out of reach73.9% of income

Need $197,871/yr to afford.

PITI$4,617

P/I73.9%

Afford$324K

Gap-$530K

P&I $4,317Tax $199Ins $100

Renting $1,921/mo cheaper ($2,696 rent)6.50% 30yr, 20% down, county tax + HI ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Hawaii

Compare Waipahu with other housing markets across Hawaii.

Hanalei$3.2M Puako$2.15M Kilauea$1.71M Haleiwa$1.61M Kailua$1.47M Princeville$1.4M Kula$1.31M Paia$1.29M

Full Urban Honolulu, HI analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Urban Honolulu, HI metro.

View Urban Honolulu, HI metro

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Waipahu, HI