The median home in Adel, Iowa is valued at $384,372, up 1.4% year over year. Typical monthly rent is $995, producing a price-to-rent ratio of 32.2x — well above the national average of 18x. Adel is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$384,372

+1.4%

Rent$995/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$76,874 on $384,372

Example: $75,000 household income. Change it above to see your own.

Out of reach41.5% of income

Need $111,257/yr to afford.

PITI$2,596

P/I41.5%

Afford$259K

Gap-$125K

P&I $1,944Tax $503Ins $150

Renting $1,601/mo cheaper ($995 rent)6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Adel with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Adel, IA