The median home in Cumming, Iowa is valued at $507,845, up 1.8% year over year. Cumming is part of the Des Moines-West Des Moines, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$507,845

+1.8%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$101,569 on $507,845

Example: $75,000 household income. Change it above to see your own.

Out of reach54.1% of income

Need $144,943/yr to afford.

PITI$3,382

P/I54.1%

Afford$263K

Gap-$245K

P&I $2,568Tax $664Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Cumming with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Panora$474K Honey Creek$441K Ackworth$437K Arnolds Park$435K

Full Des Moines-West Des Moines, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Des Moines-West Des Moines, IA metro.

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Cumming, IA