The median home in West Okoboji, Iowa is valued at $793,523, up 12.8% year over year. West Okoboji is part of the Spirit Lake, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Spirit Lake, IA stress score, crash risk, and 12-month forecast →

Home Value$793,523

+12.8%

AFFORDABILITY

Enter your income for West Okoboji.

Income (annual)

Down Payment

$158,705 on $793,523

Out of reach — 83.2% of income

Need $222,900/yr to afford.

PITI$5,201

P/I83.2%

Afford$267K

Gap-$527K

P&I $4,012Tax $1,038Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare West Okoboji with other housing markets across Iowa.

Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K Arnolds Park$435K

Full Spirit Lake, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spirit Lake, IA metro.

View Spirit Lake, IA metro →

WEST OKOBOJI, IA