The median home in Wahpeton, Iowa is valued at $550,265, up 5.5% year over year. Wahpeton is part of the Spirit Lake, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$550,265

+5.5%

Prices rising — worse for buyers.

Affordability

Enter your income for Wahpeton.

Income (annual)

Down Payment

$110,053 on $550,265

Example: $75,000 household income. Change it above to see your own.

Out of reach58.4% of income

Need $156,514/yr to afford.

PITI$3,652

P/I58.4%

Afford$264K

Gap-$287K

P&I $2,782Tax $720Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Wahpeton with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K Arnolds Park$435K

Full Spirit Lake, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spirit Lake, IA metro.

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Wahpeton, IA