The median home in Arnolds Park, Iowa is valued at $434,942, up 0.9% year over year. Arnolds Park is part of the Spirit Lake, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$434,942

+0.9%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$86,988 on $434,942

Example: $75,000 household income. Change it above to see your own.

Out of reach46.7% of income

Need $125,057/yr to afford.

PITI$2,918

P/I46.7%

Afford$261K

Gap-$174K

P&I $2,199Tax $569Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Arnolds Park with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Spirit Lake, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spirit Lake, IA metro.

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Arnolds Park, IA