The median home in Agency, Iowa is valued at $175,569, up 8.8% year over year. Agency is part of the Ottumwa, IA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$175,569

+8.8%

Prices rising — worse for buyers.

Affordability

Enter your income for Agency.

Income (annual)

Down Payment

$35,114 on $175,569

Example: $75,000 household income. Change it above to see your own.

Affordable20.3% of income

Under the 28% guideline.

PITI$1,267

P/I20.3%

Afford$242K

Room+$67K

P&I $888Tax $230Ins $150

6.50% 30yr, 20% down, county tax + IA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Iowa

Compare Agency with other housing markets across Iowa.

West Okoboji$794K Orleans$629K Wahpeton$550K Shueyville$525K Cumming$508K Panora$474K Honey Creek$441K Ackworth$437K

Full Ottumwa, IA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ottumwa, IA metro.

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Agency, IA